Westfund Limited

High Extras

Name: High Extras
Brand: Westfund Limited
Price: 181.57 AUD

$181.57 / month

(Before Rebate, Discount & Loading)

Available in QLD

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Policy ID: WFD/I12/QCEV20

Source: Private Health Information Statement (PHIS)

Extras Cover

By using this health insurer's "preferred providers" you will have lower out-of-pocket costs on Dental and have access to more "no gap" services. A list of "preferred providers" is available from the health insurer. See https://www.westfund.com.au/find-a-provider/.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$500 per policy

combined limit for acupuncture & chinese medicine

Initial visit: $25
Subsequent visit: $25

Ante-natal/Post-natal classes 12

$200 per policy

Initial visit: 100% of charge
Subsequent visit: 100% of charge

Audiology 2

$160 per person

Initial visit: $80
Subsequent visit: $80

Blood glucose monitors 12

$100 per person

Per monitor: $100

Chinese medicine 2

$500 per policy

combined limit for acupuncture & chinese medicine

Initial visit: $25
Subsequent visit: $25

Chiropractic 2

$600 per policy

combined limit for chiropractic & osteopathy

Initial visit: $30
Subsequent visit: $30

Dietetics/dietary advice 2

$500 per policy

Initial visit: $45
Subsequent visit: $45

Endodontic 12

$1,400 per person

combined limit for endodontic & major dental

Filling of one root canal: $140

Exercise physiology 2

$840 per policy

combined limit for exercise physiology & physiotherapy

Initial visit: $30
Subsequent visit: $30

Eye therapy (orthoptics) 2

$500 per policy

Initial visit: $25
Subsequent visit: $25

General dental* 2

No annual limit

Fluoride treatment: $24
Scale & clean: $85
Surgical tooth extraction: $150
Periodic oral examination: $40

Health management / Healthy lifestyle 2

$150 per policy

Health management: 100% of charge

Hearing aids 36

$1,400 per person

Hearing aid: $1400

Home nursing 2

$300 per policy

Initial visit: $48
Subsequent visit: $48

Major dental 12

$1,400 per person

combined limit for endodontic & major dental

Full crown veneered: $1000

Non PBS pharmaceuticals 2

$400 per person

combined limit for non pbs pharmaceuticals, vaccinations & other services

Per eligible prescription: $50

Occupational therapy 2

$800 per policy

Initial visit: $50
Subsequent visit: $50

Optical 2

$250 per person

Multi-focal lenses & frames: $250
Single vision lenses & frames: $250

Orthodontic* 12

$500 per person

$2,500 lifetime limit

Braces for upper & lower teeth, including removal plus fitting of retainer: $2500

Orthotics (podiatric orthoses) 12

$200 per person

Orthotics supply & fit: $200

Osteopathy 2

$600 per policy

combined limit for chiropractic & osteopathy

Initial visit: $30
Subsequent visit: $30

Physiotherapy 2

$840 per policy

combined limit for exercise physiology & physiotherapy

Initial visit: $42
Subsequent visit: $42

Podiatry 2

$544 per policy

Initial visit: $45
Subsequent visit: $45

Psychology 2

$600 per policy

Initial visit: $75
Subsequent visit: $75

Remedial massage 2

$500 per policy

Initial visit: $30
Subsequent visit: $30

Speech therapy 2

$800 per policy

Initial visit: $48
Subsequent visit: $48

Vaccinations 2

$400 per person

combined limit for non pbs pharmaceuticals, vaccinations & other services

Per service: $50

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for acupuncture & chinese medicine}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Ante-natal/Post-natal classes

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Audiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$160 per person}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $80}

Blood glucose monitors

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$100 per person}

Examples of maximum benefits

{Per monitor: $100}

Chinese medicine

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for acupuncture & chinese medicine}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$600 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Dietetics/dietary advice

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $45}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$1,400 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $140}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$840 per policy}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Eye therapy (orthoptics)

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Fluoride treatment: $24}

{Scale & clean: $85}

{Surgical tooth extraction: $150}

{Periodic oral examination: $40}

Health management / Healthy lifestyle

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

Examples of maximum benefits

{Health management: 100% of charge}

Hearing aids

Waiting period: 36 months

Benefit limits per 12 months unless otherwise stated

{$1,400 per person}

Examples of maximum benefits

{Hearing aid: $1400}

Home nursing

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

Examples of maximum benefits

{Initial visit: $48}

{Subsequent visit: $48}

Major dental

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$1,400 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Full crown veneered: $1000}

Non PBS pharmaceuticals

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for non pbs pharmaceuticals, vaccinations & other services}

Examples of maximum benefits

{Per eligible prescription: $50}

Occupational therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Optical

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $250}

{Single vision lenses & frames: $250}

Orthodontic*

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$2,500 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $2500}

Orthotics (podiatric orthoses)

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Orthotics supply & fit: $200}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$600 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$840 per policy}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $42}

Podiatry

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$544 per policy}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $45}

Psychology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$600 per policy}

Examples of maximum benefits

{Initial visit: $75}

{Subsequent visit: $75}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Speech therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

Examples of maximum benefits

{Initial visit: $48}

{Subsequent visit: $48}

Vaccinations

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for non pbs pharmaceuticals, vaccinations & other services}

Examples of maximum benefits

{Per service: $50}

Other features of this general treatment cover: Additional benefits included in this policy are Counselling, Health Aids & Appliances (e.g. Devices for Sleep Apnoea and Diagnosed Snoring, Respiratory Aids & Blood Pressure Monitors), Outpatient Travel, and Sunglasses purchased through a Westfund Care Centre or through Westfund’s online sunglasses store, The Collection. Please contact Westfund for details or visit www.westfund.com.au/help/ for additional claiming information.

For further information about this policy see: https://www.westfund.com.au/dl/summaries/high-extras.pdf

Ambulance cover

Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.

Other features of this ambulance cover: Permanent Queensland residents are covered for emergency pre-hospital ambulance treatment and transport Australia-wide, residents must purchase cover for non-emergency ambulance transport. This product provides coverage for emergency and non-emergency transport by a Westfund recognised Ambulance service provider in Australia either by covering the cost of state government levies or by covering the ambulance account. Recognised Ambulance service providers include: NSW Ambulance, Ambulance Victoria, Queensland Ambulance Service, ACT Ambulance Service, SA Ambulance Service, Ambulance Tasmania, St John Ambulance NT, St John Ambulance WA, St John Ambulance Norfolk Island and NSW Government local service providers.

For further information about this policy see: https://www.westfund.com.au/dl/summaries/high-extras.pdf

Insurer Details

Westfund Limited

High Extras

$181.57 / month

(Before Rebate, Discount & Loading)

Available in QLD

Westfund Limited

http://www.westfund.com.au

enquiries@westfund.com.au

1300 937 838

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/WFD/I12/QCEV20

High Extras

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High Extras

Policy ID: WFD/I12/QCEV20

Extras Cover

Ambulance cover

Insurer Details

Westfund Limited

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Talk to an Australian health insurance expert

High Extras

Policy ID: WFD/I12/QCEV20

Extras Cover

Ambulance cover

Insurer Details

Westfund Limited

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Policies change monthly, stay informed