nib Health Funds Ltd.

Basic Extras

Name: Basic Extras
Brand: nib Health Funds Ltd.
Price: 71.34 AUD

$71.34 / month

(Before Rebate, Discount & Loading)

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: For nib Policies a person who is not a Policy Holder or Partner and who: is aged under 21 years is not married and does not have a defacto Partner; and includes a Foster Child, legally adopted child or stepchild.

Policy ID: NIB/I62/VPVV2D

Source: Private Health Information Statement (PHIS)

Extras Cover

Receive 50% of the cost back for eligible dental treatment at First Choice providers. By choosing a First Choice provider, you may also pay less out of pocket for many allied health services. See https://www.nib.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

General dental* 2

$450 per person up to $900 per policy

sub-limits apply

Fluoride treatment: $21.85
Scale & clean: $66.85
Surgical tooth extraction: $168.55
Periodic oral examination: $35.2

Optical 6

$150 per person up to $300 per policy

Single vision lenses & frames: 100% of charge

Physiotherapy 2

$200 per person up to $400 per policy

combined limit for physiotherapy & psychology

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Psychology 2

$200 per person up to $400 per policy

combined limit for physiotherapy & psychology

Initial visit: 50% of charge
Subsequent visit: 50% of charge

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person up to $900 per policy}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: $21.85}

{Scale & clean: $66.85}

{Surgical tooth extraction: $168.55}

{Periodic oral examination: $35.2}

Optical

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$150 per person up to $300 per policy}

Examples of maximum benefits

{Single vision lenses & frames: 100% of charge}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person up to $400 per policy}

{combined limit for physiotherapy & psychology}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Psychology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person up to $400 per policy}

{combined limit for physiotherapy & psychology}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Psychology has $150 sublimit for Digital Cognitive Behavioural Therapy (CBT). For Preventative dental service limits apply.

This policy does not include General treatment (Extras) cover for

Acupuncture

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Chinese medicine

Chiropractic

Dietetics/dietary advice

Endodontic

Exercise physiology

Eye therapy (orthoptics)

Health management / Healthy lifestyle

Hearing aids

Home nursing

Major dental

Non PBS pharmaceuticals

Occupational therapy

Orthodontic

Orthotics (podiatric orthoses)

Osteopathy

Podiatry

Remedial massage

Speech therapy

Vaccinations

Other features of this general treatment cover: Cover the basics with 100% back on select services up to your annual limit. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.

For further information about this policy see: https://my.nib.com.au/product-collateral/201

Ambulance cover

In VIC this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: All our health covers include unlimited emergency ambulance (1 day waiting period on all emergency ambulance). Emergency ambulance is when you need immediate transport by a State or Territory ambulance to get to a hospital or other facility for urgent medical treatment. No annual limits for emergency ambulance apply.

For further information about this policy see: https://my.nib.com.au/product-collateral/201

Insurer Details

nib Health Funds Ltd.

Basic Extras

$71.34 / month

(Before Rebate, Discount & Loading)

Available in VIC

nib Health Funds Ltd.

https://www.nib.com.au

13 14 63

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/NIB/I62/VPVV2D

Basic Extras

Please enter your details to learn more Name Email Mobile number

Our call centre is coming soon. An email containing your policy choice and insurer contact details are on their way to your inbox

healthslips.com.au Pty Ltd (healthslips.com.au) has partnered with ItsMy Group Pty Ltd (ItsMy Group) for the provision of health insurance products. By proceeding, you agree that ItsMy Group will use your personal information for the purposes of providing advice to you on health insurance products and assisting you with arranging cover if you decide to proceed with a purchase. Not all policies can be discussed or purchased over the phone. If you click 'Enquire now' and our specialists cannot assist with your preferred policy, they will tell you and offer to discuss alternatives or provide you with contact details for your preferred policy. ItsMy Group and healthslips.com.au will collect, store and use your information in accordance with the ItsMy Group Privacy Policy and the healthslips.com.au Privacy Policy. The ItsMy Group is a signatory to the Private Health Insurance Intermediaries Code of Conduct.

Talk to an Australian health insurance expert

Basic Extras