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Medibank Private Limited

Medibank Comprehensive Extras

$155.80 / month

(Before Rebate, Discount & Loading)

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants, including non-student dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 30) and non-students (21 to 30), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: Medibank considers a child dependant to be aged up to 21.

Policy ID: MBP/I132/VRXG1Y

Source: Private Health Information Statement (PHIS)

Extras Cover

At Members' Choice extras providers you may get more for your cover. This includes 100% back on a dental check up, scale and clean each year and great optical deals. See https://www.medibank.com.au/health-insurance/find-provider/#/.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$200 per person

combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage

  • Initial visit: $31.8
  • Subsequent visit: $23.5
Blood glucose monitors 24

$150 per person

  • Per monitor: 100% of charge
Chinese medicine 2

$200 per person

combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage

  • Initial visit: $16
  • Subsequent visit: $16
Chiropractic 2

$200 per person

combined limit for chiropractic & osteopathy

  • Initial visit: $38.2
  • Subsequent visit: $26.9
Dietetics/dietary advice 2

$200 per person

  • Initial visit: $48.1
  • Subsequent visit: $25.7
Endodontic 12

$500 per person

combined limit for endodontic & major dental

  • Filling of one root canal: $115.1
Exercise physiology* 2

$200 per person

combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage

  • Initial visit: $16
  • Subsequent visit: $10
Eye therapy (orthoptics) 2

$200 per person

  • Initial visit: $37.5
  • Subsequent visit: $27.5
General dental* 2

$800 per person

  • Fluoride treatment: $13
  • Scale & clean: $43.6
  • Surgical tooth extraction: $93
  • Periodic oral examination: $22.5
Health management / Healthy lifestyle* 2

$150 per person

  • Health management: $67
Hearing aids 36

$400 per person

  • Hearing aid: 100% of charge
Major dental 12

$500 per person

combined limit for endodontic & major dental

  • Full crown veneered: $500
Non PBS pharmaceuticals 2

$200 per person

combined limit for non pbs pharmaceuticals & vaccinations

  • Per eligible prescription: $21
Occupational therapy 2

$200 per person

  • Initial visit: $38.3
  • Subsequent visit: $27.9
Optical 6

$200 per person

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthodontic* 12

$400 per person

$1,200 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge
Orthotics (podiatric orthoses) 2

$200 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Orthotics supply & fit: 60% of charge
Osteopathy 2

$200 per person

combined limit for chiropractic & osteopathy

  • Initial visit: $38.2
  • Subsequent visit: $26.9
Physiotherapy 2

$300 per person

  • Initial visit: $38.2
  • Subsequent visit: $30.5
Podiatry 2

$200 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Initial visit: $33.4
  • Subsequent visit: $26
Psychology 0

$400 per person

  • Initial visit: $102
  • Subsequent visit: $88.7
Remedial massage 2

$200 per person

combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage

  • Initial visit: $37.8
  • Subsequent visit: $25.5
Speech therapy 2

$200 per person

  • Initial visit: $59
  • Subsequent visit: $33.9
Vaccinations* 2

$200 per person

combined limit for non pbs pharmaceuticals & vaccinations

  • Per service: 100% of charge
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $31.8}

{Subsequent visit: $23.5}

Blood glucose monitors

Waiting period:  24 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Per monitor: 100% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $16}

{Subsequent visit: $16}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $38.2}

{Subsequent visit: $26.9}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Initial visit: $48.1}

{Subsequent visit: $25.7}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $115.1}

Exercise physiology*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $16}

{Subsequent visit: $10}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Initial visit: $37.5}

{Subsequent visit: $27.5}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

Examples of maximum benefits

{Fluoride treatment: $13}

{Scale & clean: $43.6}

{Surgical tooth extraction: $93}

{Periodic oral examination: $22.5}

Health management / Healthy lifestyle*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Health management: $67}

Hearing aids

Waiting period:  36 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Hearing aid: 100% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Full crown veneered: $500}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $21}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Initial visit: $38.3}

{Subsequent visit: $27.9}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{$1,200 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Orthotics (podiatric orthoses)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: 60% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $38.2}

{Subsequent visit: $26.9}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: $38.2}

{Subsequent visit: $30.5}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: $33.4}

{Subsequent visit: $26}

Psychology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $102}

{Subsequent visit: $88.7}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $37.8}

{Subsequent visit: $25.5}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Initial visit: $59}

{Subsequent visit: $33.9}

Vaccinations*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per service: 100% of charge}

Health appliances and external prostheses: $200 annual limit, 2-month waiting period, fixed benefits and various benefit replacement periods apply. Breathing appliances: 12-month waiting period apply. Blood pressure monitors: Has a shared annual limit with blood glucose monitors, a 24-month waiting period and a benefit replacement period of 1 appliance per 36 months apply. Counselling: No waiting period and shares an annual limit with Psychology. Health management: Quit smoking course - $70, Nicotine replacement therapy - $20, Exercise class $11, Gym membership - $100, Personal training session - $15, Weight management class - $10, Weight management course - $67. Must be approved by a health practitioner. Contact Medibank for more information about these other services.

This policy does not include General treatment (Extras) cover for
Ante-natal/Post-natal classes
Audiology
Home nursing

Other features of this general treatment cover: One of Medibank's top extras covers with generous annual limits that apply to each person covered on the membership. Health Screening tests: This service covers tests such as mole mapping (skin checks), bone density tests, MRI’s and retinal scans. A 2-month waiting period applies and pays a fixed benefit.

Ambulance cover

In VIC this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Cover for an ambulance when you require immediate professional attention and you need to be transported to hospital or other approved facility and your medical condition is such that you cannot be transported any other way, or where an ambulance is called but transport is not needed. Cover for air ambulance where pre-approval has been obtained from Medibank. In all cases the ambulance provider must be Medibank approved. Please contact Medibank for further details.

Insurer Details

Medibank Private Limited

Medibank Comprehensive Extras

$155.80 / month

(Before Rebate, Discount & Loading)

Available in VIC

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/MBP/I132/VRXG1Y

Medibank Comprehensive Extras

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