Health Insurance Fund of Australia Limited

Vital Options

Name: Vital Options
Brand: Health Insurance Fund of Australia Limited
Price: 69.8 AUD

$69.80 / month

(Before Rebate, Discount & Loading)

Available in WA

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Policy ID: HIF/A4/WAOF20

Source: Private Health Information Statement (PHIS)

Extras Cover

HIF has partnered with a network of providers to make a selected range of services more affordable. By choosing an HIF Choice Network provider you’ll receive low or no out-of-pocket costs. See www.hif.com.au/choice-network

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Chiropractic* 2

$800 per person

combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Endodontic* 2

$800 per person

combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services

Filling of one root canal: 50% of charge

General dental* 2

$800 per person

combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services

Fluoride treatment: 50% of charge
Scale & clean: 50% of charge
Surgical tooth extraction: 50% of charge
Periodic oral examination: 50% of charge

Osteopathy* 2

$800 per person

combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Physiotherapy* 2

$800 per person

combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Chiropractic*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Endodontic*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services}

Examples of maximum benefits

{Filling of one root canal: 50% of charge}

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services}

Examples of maximum benefits

{Fluoride treatment: 50% of charge}

{Scale & clean: 50% of charge}

{Surgical tooth extraction: 50% of charge}

{Periodic oral examination: 50% of charge}

Osteopathy*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Physiotherapy*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

A 12 month waiting period applies to dental items: 322-331, 595, and 596.

This policy does not include General treatment (Extras) cover for

Acupuncture

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Chinese medicine

Dietetics/dietary advice

Exercise physiology

Eye therapy (orthoptics)

Health management / Healthy lifestyle

Hearing aids

Home nursing

Major dental

Non PBS pharmaceuticals

Occupational therapy

Optical

Orthodontic

Orthotics (podiatric orthoses)

Podiatry

Psychology

Remedial massage

Speech therapy

Vaccinations

Other features of this general treatment cover: Just need cover for the essentials? No worries. Vital Options offers great-value, entry-level cover for singles and couples. It covers all those vital ‘general treatment’ services you might need, such as Chiro, Physio, Osteo and General dental, Ambulance plus some Endodontic and Periodontal items. With Vital Options, we’ll pay 50% for each treatment or service until you reach the $800 per person annual limit plus 100% for one emergency ambulance service per person per year.

For further information about this policy see: https://www.hif.com.au/vitaloptions-factsheet

Ambulance cover

In WA this policy provides:

Emergency: With a waiting period of 1 day, limited to 1 service per year.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: There is a limit of one emergency ambulance service or call-out fees per person per year.

For further information about this policy see: https://www.hif.com.au/ambulance

Insurer Details

Health Insurance Fund of Australia Limited

Vital Options

$69.80 / month

(Before Rebate, Discount & Loading)

Available in WA

Health Insurance Fund of Australia Limited

http://www.hif.com.au

hello@hif.com.au

1300 134 060

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/HIF/A4/WAOF20

Vital Options

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Vital Options