HCF

HCF FLEX MY EXTRAS

$34.38 / month

(Before Rebate, Discount & Loading)

Available in TAS

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Policy ID: HCF/I31/TOYL10

Source: Private Health Information Statement (PHIS)

Extras Cover

Our nationwide network of No-Gap participating providers gives you access to comprehensive extras cover at an affordable price. Find out more See https://www.hcf.com.au/locations/find-a-participating-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture* 2

$650 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, general dental, physiotherapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Chinese medicine* 2

$650 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, general dental, physiotherapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Dietetics/dietary advice* 2

$650 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, general dental, physiotherapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Exercise physiology* 2

$650 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, general dental, physiotherapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

General dental* 2

$650 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, general dental, physiotherapy, vaccinations & other services

Fluoride treatment: 60% of charge
Scale & clean: 60% of charge
Surgical tooth extraction: 60% of charge
Periodic oral examination: 60% of charge

Optical 2

$175 per policy

Multi-focal lenses & frames: 60% of charge
Single vision lenses & frames: 60% of charge

Physiotherapy* 2

$650 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, general dental, physiotherapy, vaccinations & other services

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Remedial massage 2

$100 per policy

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Vaccinations* 2

$650 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, general dental, physiotherapy, vaccinations & other services

Per service: 60% of charge

Acupuncture*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$650 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, general dental, physiotherapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Chinese medicine*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$650 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, general dental, physiotherapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Dietetics/dietary advice*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$650 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, general dental, physiotherapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Exercise physiology*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$650 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, general dental, physiotherapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$650 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, general dental, physiotherapy, vaccinations & other services}

Examples of maximum benefits

{Fluoride treatment: 60% of charge}

{Scale & clean: 60% of charge}

{Surgical tooth extraction: 60% of charge}

{Periodic oral examination: 60% of charge}

Optical

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$175 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 60% of charge}

{Single vision lenses & frames: 60% of charge}

Physiotherapy*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$650 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, general dental, physiotherapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$100 per policy}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Vaccinations*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$650 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, exercise physiology, general dental, physiotherapy, vaccinations & other services}

Examples of maximum benefits

{Per service: 60% of charge}

Features a combined limit, with a separate optical, remedial massage and myotherapy limit. Offers digital mental health service, HCF-approved Online Cognitive Behavioural Therapy courses and teeth whitening (2 and 12 months wait period).

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Chiropractic

Endodontic

Eye therapy (orthoptics)

Health management / Healthy lifestyle

Hearing aids

Home nursing

Major dental

Non PBS pharmaceuticals

Occupational therapy

Orthodontic

Orthotics (podiatric orthoses)

Osteopathy

Podiatry

Psychology

Speech therapy

Other features of this general treatment cover: Features a combined limit of $650, with a separate optical limit of $175 and a separate remedial massage and myotherapy limit of $100, both per person per calendar year. Includes a range of no-gap services delivered through participating dental providers in selected states, depending on level of cover.

Ambulance cover

Ambulance cover is provided by the State government for residents of Tasmania. This may include cover whilst interstate, except for South Australia and Queensland where no cover applies. In other states please check with Ambulance Tasmania - https://www.health.tas.gov.au/ambulance/fees_and_accounts.

Other features of this ambulance cover: If you are a resident of TAS, you're covered under your state ambulance service scheme in TAS only. In other states (excluding QLD and SA), you are covered under state reciprocal agreements for emergency road ambulance only. If you aren't offered cover under any arrangement, you have an annual service limit of 1 per person and 2 per policy for emergency ambulance services provided by state Ambulance Service Providers.

For further information about this policy see: https://www.hcf.com.au/faqs/faqs-cover#what-is-ambulance-cover

Insurer Details

HCF

HCF FLEX MY EXTRAS

$34.38 / month

(Before Rebate, Discount & Loading)

Available in TAS

HCF

http://www.hcf.com.au

service@hcf.com.au

13 13 34

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/HCF/I31/TOYL10

HCF FLEX MY EXTRAS

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HCF FLEX MY EXTRAS