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Frank Health Insurance

Frank Bundables $1,500

$109.25 / month

(Before Rebate, Discount & Loading)

Available in TAS

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 24), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: Dependant from the age of 18 to 20

Policy ID: GMH/I57/TMUM2D

Source: Private Health Information Statement (PHIS)

Extras Cover

This policy can only be purchased with certain hospital policies.

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$1,500 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: 50% of charge
  • Subsequent visit: 50% of charge
Chiropractic 2

$1,500 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: 50% of charge
  • Subsequent visit: 50% of charge
Endodontic 12

$1,500 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

  • Filling of one root canal: 50% of charge
General dental 2

$1,500 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

  • Fluoride treatment: 50% of charge
  • Scale & clean: 50% of charge
  • Periodic oral examination: 50% of charge
Major dental 12

$1,500 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

  • Surgical tooth extraction: 50% of charge
  • Full crown veneered: 50% of charge
Optical 6

$1,500 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

  • Multi-focal lenses & frames: 50% of charge
  • Single vision lenses & frames: 50% of charge
Orthodontic 12

$1,500 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 50% of charge
Orthotics (podiatric orthoses) 12

$1,500 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

  • Orthotics supply & fit: 50% of charge
Osteopathy 2

$1,500 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: 50% of charge
  • Subsequent visit: 50% of charge
Physiotherapy 2

$1,500 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: 50% of charge
  • Subsequent visit: 50% of charge
Podiatry 2

$1,500 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: 50% of charge
  • Subsequent visit: 50% of charge
Psychology 2

$1,500 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: 50% of charge
  • Subsequent visit: 50% of charge
Remedial massage 2

$1,500 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: 50% of charge
  • Subsequent visit: 50% of charge
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Filling of one root canal: 50% of charge}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: 50% of charge}

{Scale & clean: 50% of charge}

{Periodic oral examination: 50% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Surgical tooth extraction: 50% of charge}

{Full crown veneered: 50% of charge}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Multi-focal lenses & frames: 50% of charge}

{Single vision lenses & frames: 50% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 50% of charge}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Orthotics supply & fit: 50% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

This policy does not include General treatment (Extras) cover for
Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Chinese medicine
Dietetics/dietary advice
Exercise physiology
Eye therapy (orthoptics)
Health management / Healthy lifestyle
Hearing aids
Home nursing
Non PBS pharmaceuticals
Occupational therapy
Speech therapy
Vaccinations

Other features of this general treatment cover: Psychology also includes Counselling, Mental Health Social Workers and Mental Health Nurses. Podiatry and Orthotics are combined under the same sub-limit. Orthodontic has a lifetime limit of $3,000 per person.

Ambulance cover

Ambulance cover is provided by the State government for residents of Tasmania. This may include cover whilst interstate, except for South Australia and Queensland where no cover applies. In other states please check with Ambulance Tasmania - https://www.health.tas.gov.au/ambulance/fees_and_accounts.

Insurer Details

Frank Health Insurance

Frank Bundables $1,500

$109.25 / month

(Before Rebate, Discount & Loading)

Available in TAS

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/GMH/I57/TMUM2D

Frank Bundables $1,500

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