Frank Health Insurance

Frank Top Extras

Name: Frank Top Extras
Brand: Frank Health Insurance
Price: 273.7 AUD

$273.70 / month

(Before Rebate, Discount & Loading)

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Policy ID: GMH/I37/VLED20

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$350 per person up to $700 per policy

combined limit for acupuncture & chinese medicine

Initial visit: $42
Subsequent visit: $42

Audiology 2

$300 per person up to $600 per policy

combined limit for audiology, blood glucose monitors & hearing aids

Initial visit: $60
Subsequent visit: $60

Blood glucose monitors 12

$300 per person up to $600 per policy

combined limit for audiology, blood glucose monitors & hearing aids

Per monitor: $80

Chinese medicine 2

$350 per person up to $700 per policy

combined limit for acupuncture & chinese medicine

Initial visit: $42
Subsequent visit: $42

Chiropractic 2

$500 per person up to $1,000 per policy

combined limit for chiropractic & osteopathy

Initial visit: $46
Subsequent visit: $46

Dietetics/dietary advice 2

$300 per person up to $600 per policy

Initial visit: $60
Subsequent visit: $60

Endodontic 12

$1,200 per person up to $2,400 per policy

combined limit for endodontic & major dental

Filling of one root canal: $121.8

Exercise physiology 2

$600 per person up to $1,200 per policy

combined limit for exercise physiology, physiotherapy & other services

Initial visit: $40
Subsequent visit: $40

Eye therapy (orthoptics) 2

$300 per person up to $600 per policy

Initial visit: $60
Subsequent visit: $60

General dental 2

$800 per person up to $1,600 per policy

Fluoride treatment: $23.5
Scale & clean: $78.8
Periodic oral examination: $38.7

Hearing aids 12

$300 per person up to $600 per policy

combined limit for audiology, blood glucose monitors & hearing aids

Hearing aid: 100% of charge

Major dental 12

$1,200 per person up to $2,400 per policy

combined limit for endodontic & major dental

Surgical tooth extraction: $133.6
Full crown veneered: $650

Non PBS pharmaceuticals* 2

$200 per person up to $400 per policy

combined limit for non pbs pharmaceuticals & vaccinations

Per eligible prescription: $55

Occupational therapy 2

$300 per person up to $600 per policy

Initial visit: $60
Subsequent visit: $60

Optical 6

$250 per person up to $500 per policy

Multi-focal lenses & frames: 100% of charge
Single vision lenses & frames: 100% of charge

Orthodontic 12

$600 per person

$2,100 lifetime limit

Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge

Orthotics (podiatric orthoses) 12

$400 per person up to $800 per policy

combined limit for orthotics (podiatric orthoses) & podiatry

Orthotics supply & fit: $200

Osteopathy 2

$500 per person up to $1,000 per policy

combined limit for chiropractic & osteopathy

Initial visit: $50
Subsequent visit: $50

Physiotherapy 2

$600 per person up to $1,200 per policy

combined limit for exercise physiology, physiotherapy & other services

Initial visit: $55
Subsequent visit: $55

Podiatry 2

$400 per person up to $800 per policy

combined limit for orthotics (podiatric orthoses) & podiatry

Initial visit: $50
Subsequent visit: $50

Psychology 2

$300 per person up to $600 per policy

Initial visit: $70
Subsequent visit: $70

Remedial massage 2

$300 per person up to $600 per policy

Initial visit: $40
Subsequent visit: $40

Speech therapy 2

$300 per person up to $600 per policy

Initial visit: $60
Subsequent visit: $60

Vaccinations* 2

$200 per person up to $400 per policy

combined limit for non pbs pharmaceuticals & vaccinations

Per service: $60

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

{combined limit for acupuncture & chinese medicine}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $42}

Audiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for audiology, blood glucose monitors & hearing aids}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

Blood glucose monitors

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for audiology, blood glucose monitors & hearing aids}

Examples of maximum benefits

{Per monitor: $80}

Chinese medicine

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

{combined limit for acupuncture & chinese medicine}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $42}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $1,000 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $46}

{Subsequent visit: $46}

Dietetics/dietary advice

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per person up to $2,400 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $121.8}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person up to $1,200 per policy}

{combined limit for exercise physiology, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Eye therapy (orthoptics)

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

General dental

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person up to $1,600 per policy}

Examples of maximum benefits

{Fluoride treatment: $23.5}

{Scale & clean: $78.8}

{Periodic oral examination: $38.7}

Hearing aids

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for audiology, blood glucose monitors & hearing aids}

Examples of maximum benefits

{Hearing aid: 100% of charge}

Major dental

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per person up to $2,400 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Surgical tooth extraction: $133.6}

{Full crown veneered: $650}

Non PBS pharmaceuticals*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person up to $400 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $55}

Occupational therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

Optical

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{$2,100 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Orthotics (podiatric orthoses)

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: $200}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $1,000 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person up to $1,200 per policy}

{combined limit for exercise physiology, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $55}

{Subsequent visit: $55}

Podiatry

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Psychology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $70}

{Subsequent visit: $70}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Speech therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

Vaccinations*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person up to $400 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per service: $60}

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Health management / Healthy lifestyle

Home nursing

Other features of this general treatment cover: Excludes chiropractic x-rays. Remember, Frank is all online. For more information contact Frank on 1300 437 265 or visit www.frankhealthinsurance.com.au

Ambulance cover

In VIC this policy provides:

Emergency: Unlimited with no waiting period.

Call-out fees: Will not be paid.

Insurer Details

Frank Health Insurance

Frank Top Extras

$273.70 / month

(Before Rebate, Discount & Loading)

Available in VIC

Frank Health Insurance

https://www.frankhealthinsurance.com.au

frank@frankhealthinsurance.com.au

1300 209 428

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/GMH/I37/VLED20

Frank Top Extras

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Frank Top Extras

Policy ID: GMH/I37/VLED20

Extras Cover

Ambulance cover

Insurer Details

Frank Health Insurance

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Talk to an Australian health insurance expert

Frank Top Extras

Policy ID: GMH/I37/VLED20

Extras Cover

Ambulance cover

Insurer Details

Frank Health Insurance

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Policies change monthly, stay informed