Frank Health Insurance

Frank Vital Extras

Name: Frank Vital Extras
Brand: Frank Health Insurance
Price: 191.9 AUD

$191.90 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Policy ID: GMH/I36/NLCN20

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$300 per person up to $600 per policy

combined limit for acupuncture & chinese medicine

Initial visit: $42
Subsequent visit: $42

Chinese medicine 2

$300 per person up to $600 per policy

combined limit for acupuncture & chinese medicine

Initial visit: $42
Subsequent visit: $42

Chiropractic 2

$300 per person up to $600 per policy

combined limit for chiropractic & osteopathy

Initial visit: $46
Subsequent visit: $46

Dietetics/dietary advice 2

$250 per person up to $500 per policy

Initial visit: $60
Subsequent visit: $60

Endodontic 12

$850 per person up to $1,700 per policy

combined limit for endodontic, general dental & major dental

Filling of one root canal: $121.8

Exercise physiology 2

$400 per person up to $800 per policy

combined limit for exercise physiology, physiotherapy & other services

Initial visit: $40
Subsequent visit: $40

Eye therapy (orthoptics) 2

$250 per person up to $500 per policy

Initial visit: $60
Subsequent visit: $60

General dental 2

$850 per person up to $1,700 per policy

combined limit for endodontic, general dental & major dental

Fluoride treatment: $23.5
Scale & clean: $78.8
Periodic oral examination: $38.7

Major dental 12

$850 per person up to $1,700 per policy

combined limit for endodontic, general dental & major dental

Surgical tooth extraction: $133.6
Full crown veneered: $650

Non PBS pharmaceuticals* 2

$175 per person up to $350 per policy

combined limit for non pbs pharmaceuticals & vaccinations

Per eligible prescription: $55

Occupational therapy 2

$250 per person up to $500 per policy

Initial visit: $60
Subsequent visit: $60

Optical 6

$225 per person up to $450 per policy

Multi-focal lenses & frames: 100% of charge
Single vision lenses & frames: 100% of charge

Orthodontic 12

$500 per person

$1,750 lifetime limit

Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge

Orthotics (podiatric orthoses) 12

$300 per person up to $600 per policy

combined limit for orthotics (podiatric orthoses) & podiatry

Orthotics supply & fit: $200

Osteopathy 2

$300 per person up to $600 per policy

combined limit for chiropractic & osteopathy

Initial visit: $50
Subsequent visit: $50

Physiotherapy 2

$400 per person up to $800 per policy

combined limit for exercise physiology, physiotherapy & other services

Initial visit: $55
Subsequent visit: $55

Podiatry 2

$300 per person up to $600 per policy

combined limit for orthotics (podiatric orthoses) & podiatry

Initial visit: $50
Subsequent visit: $50

Psychology 2

$250 per person up to $500 per policy

Initial visit: $70
Subsequent visit: $70

Remedial massage 2

$300 per person up to $600 per policy

Initial visit: $40
Subsequent visit: $40

Speech therapy 2

$250 per person up to $500 per policy

Initial visit: $60
Subsequent visit: $60

Vaccinations* 2

$175 per person up to $350 per policy

combined limit for non pbs pharmaceuticals & vaccinations

Per service: $60

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for acupuncture & chinese medicine}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $42}

Chinese medicine

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for acupuncture & chinese medicine}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $42}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $46}

{Subsequent visit: $46}

Dietetics/dietary advice

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$850 per person up to $1,700 per policy}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Filling of one root canal: $121.8}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for exercise physiology, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Eye therapy (orthoptics)

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

General dental

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person up to $1,700 per policy}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Fluoride treatment: $23.5}

{Scale & clean: $78.8}

{Periodic oral examination: $38.7}

Major dental

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$850 per person up to $1,700 per policy}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Surgical tooth extraction: $133.6}

{Full crown veneered: $650}

Non PBS pharmaceuticals*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$175 per person up to $350 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $55}

Occupational therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

Optical

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$225 per person up to $450 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,750 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Orthotics (podiatric orthoses)

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: $200}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for exercise physiology, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $55}

{Subsequent visit: $55}

Podiatry

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Psychology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

Examples of maximum benefits

{Initial visit: $70}

{Subsequent visit: $70}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Speech therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

Vaccinations*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$175 per person up to $350 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per service: $60}

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Health management / Healthy lifestyle

Hearing aids

Home nursing

Other features of this general treatment cover: Excludes chiropractic x-rays. Remember, Frank is all online. For more information contact Frank on 1300 437 265 or visit www.frankhealthinsurance.com.au

Ambulance cover

In NSW & ACT this policy provides:

Emergency: Unlimited with no waiting period.

Call-out fees: Will not be paid.

Insurer Details

Frank Health Insurance

Frank Vital Extras

$191.90 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

Frank Health Insurance

https://www.frankhealthinsurance.com.au

frank@frankhealthinsurance.com.au

1300 209 428

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/GMH/I36/NLCN20

Frank Vital Extras

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Frank Vital Extras

Policy ID: GMH/I36/NLCN20

Extras Cover

Ambulance cover

Insurer Details

Frank Health Insurance

Policies change monthly, stay informed

Talk to an Australian health insurance expert

Frank Vital Extras

Policy ID: GMH/I36/NLCN20

Extras Cover

Ambulance cover

Insurer Details

Frank Health Insurance

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Policies change monthly, stay informed