Defence Health Limited

Starter Extras

Name: Starter Extras
Brand: Defence Health Limited
Price: 38.2 AUD

Restricted Insurer

$38.20 / month

(Before Rebate, Discount & Loading)

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: We continue to keep kids covered, no questions asked, until they turn 21.

Restricted insurer: Membership of this insurer is restricted to current or former members of the ADF and the Defence community and their families.

Policy ID: AHB/I6/VLRC2D

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Chiropractic 2

$200 per person

combined limit for chiropractic, osteopathy & physiotherapy

Initial visit: $55
Subsequent visit: $36

General dental 2

$300 per person

Fluoride treatment: $16.4
Scale & clean: $60.4
Periodic oral examination: $30.8

Osteopathy 2

$200 per person

combined limit for chiropractic, osteopathy & physiotherapy

Initial visit: $67
Subsequent visit: $54

Physiotherapy 2

$200 per person

combined limit for chiropractic, osteopathy & physiotherapy

Initial visit: $82
Subsequent visit: $67

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $55}

{Subsequent visit: $36}

General dental

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Fluoride treatment: $16.4}

{Scale & clean: $60.4}

{Periodic oral examination: $30.8}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $67}

{Subsequent visit: $54}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $82}

{Subsequent visit: $67}

Benefits covered for Online Cognitive Behavioural Therapy Courses, up to $50 per person, per benefit year.

This policy does not include General treatment (Extras) cover for

Acupuncture

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Chinese medicine

Dietetics/dietary advice

Endodontic

Exercise physiology

Eye therapy (orthoptics)

Health management / Healthy lifestyle

Hearing aids

Home nursing

Major dental

Non PBS pharmaceuticals

Occupational therapy

Optical

Orthodontic

Orthotics (podiatric orthoses)

Podiatry

Psychology

Remedial massage

Speech therapy

Vaccinations

Other features of this general treatment cover: Benefits covered for Online Cognitive Behavioural Therapy Courses, up to $50 per person, per benefit year, refer to Product Guide for further information.

For further information about this policy see: https://www.defencehealth.com.au/

Ambulance cover

In VIC this policy provides:

Emergency: Unlimited with a waiting period of 2 months.

Non-emergency: Unlimited transport with a waiting period of 2 months.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Comprehensive cover for ambulance services by state-appointed ambulance providers across Australia. This includes emergency services, non-emergency dispatch, mobile intensive care and air and sea ambulance services. Non-emergency services are those that are classed as clinically necessary; for example, you need to be monitored by a paramedic during transport. Patient transfer services and transport services by Patient Transport vehicles are not ambulance services and are not claimable.

For further information about this policy see: https://www.defencehealth.com.au/

Insurer Details

Defence Health Limited

Starter Extras

Restricted Insurer

$38.20 / month

(Before Rebate, Discount & Loading)

Available in VIC

Defence Health Limited

http://www.defencehealth.com.au

info@defencehealth.com.au

1800 335 425

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/AHB/I6/VLRC2D

Starter Extras

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Starter Extras