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AIA Health Insurance (AIA Health) is a private health insurer that operates as an open health fund.
Background
AIA Health Insurance was established in 2017 as a joint venture between AIA Australia (a life insurer), GMHBA (a health insurer) and Discover (a financial services provider).
Up until 2020, it was known as MyOwn.
Who can join AIA Health?
Anyone can join AIA Health because it is an open health fund.
Does AIA Health have agreements with some private hospitals or day hospitals to provide services at low cost or with no out-of-pocket costs?
Yes. AIA Health has agreements with a number of private hospitals that allow it to provide services to its members at low cost or with no out-of-pocket costs:
Location
Number of private Agreement Hospitals
Industry maximum
ACT
6
6
NSW
87
98
NT
2
2
QLD
50
60
SA
19
23
TAS
8
9
VIC
71
76
WA
19
24
AIA Health also has agreements with a number of day hospitals so it can provide services at low cost or with no out-of-pocket costs:
Is AIA Health Insurance a member of any industry associations?
Yes. AIA Health is a member of Private Healthcare Australia (PHA), a body that represents 20 registered health insurers and 97% of people covered by private health insurance.
Does AIA Health let you claim online or via an app?
Yes. AIA Health allows you to make a claim via its online portal.
